Kryon Berlin Tour & Seminar - Berlin, Germany, Sept 17-22 2019 (Kryon Channelling by Lee Carroll)

Kryon Berlin Tour & Seminar - Berlin, Germany, Sept 17-22 2019 (Kryon Channelling by Lee Carroll)
30th Anniversary of the Fall of the Berlin Wall

Council of Europe (CoE) - European Human Rights Court - founding fathers (1949)

Council of Europe (CoE) - European Human Rights Court - founding fathers (1949)
French National Assembly head Edouard Herriot and British Foreign minister Ernest Bevin surrounded by Italian, Luxembourg and other delegates at the first meeting of Council of Europe's Consultative Assembly in Strasbourg, August 1949 (AFP Photo)

EU founding fathers signed 'blank' Treaty of Rome (1957)

EU founding fathers signed 'blank' Treaty of Rome (1957)
The Treaty of Rome was signed in the Palazzo dei Conservatori, one of the Renaissance palaces that line the Michelangelo-designed Capitoline Square in the Italian capital

Shuttered: EU ditches summit 'family photo'

Shuttered: EU ditches summit 'family photo'
EU leaders pose for a family photo during the European Summit at the EU headquarters in Brussels on June 28, 2016 (AFP Photo/JOHN THYS)

European Political Community

European Political Community
Given a rather unclear agenda, the family photo looked set to become a highlight of the meeting bringing together EU leaders alongside those of Armenia, Azerbaijan, Britain, Kosovo, Switzerland and Turkey © Ludovic MARIN

Merkel says fall of Wall proves 'dreams can come true'


“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013. They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."
"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)
(Subjects: Who/What is Kryon ?, Egypt Uprising, Iran/Persia Uprising, Peace in Middle East without Israel actively involved, Muhammad, "Conceptual" Youth Revolution, "Conceptual" Managed Business, Internet, Social Media, News Media, Google, Bankers, Global Unity,..... etc.)




"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …

Monday, December 12, 2011

RBS invested billions in complex loans that bosses did not understand

FSA report shows Johnny Cameron, the head of investment banking behind the aggressive expansion into CDOs, did not know how they worked

guardian.co.uk, Simon Bowers, Monday 12 December 2011

RBS made a badly timed push into complex loans linked to sub-prime
mortgages – and responded slowly when the market soured. Photograph: AP

Johnny Cameron, the former head of Royal Bank of Scotland's investment banking division, has admitted he did not know how billions of pounds of complex loan structures linked to US sub-prime mortgages worked – despite pushing his staff to expand aggressively into this area.

The astonishing admission came during an 18-month forensic investigation into his conduct by the Financial Services Authority, which ended in him agreeing a year ago to be effectively banished from the City of London in exchange for the regulator promising not to pursue action against him.

Together with the bank's disastrously ill-timed £49bn breakup bid for Dutch rival ABN Amro in 2007, a pattern of poor decision-making in Cameron's investment banking division was identified by the FSA as the prime cause of RBS's near collapse in October 2008, requiring a £45bn taxpayer bailout.

Cameron told the FSA: "I don't think, even at that point [May 2007, well after sub-prime problems had begun to spiral in the US] ... I had enough information. Brian [Crowe, his deputy] may have thought I understood more than I did ... And it's around this time that I became clearer on what CDOs [collateralised debt obligations] were."

For 2007 and 2008 RBS made losses of £2.5bn linked to structured credit, including CDOs.

Meanwhile, FSA interviews with RBS board directors found they had been united incollective enthusiasm for the record-breaking bid for the ABN Amro. The report also found they were naively untroubled by the lack of due diligence that executives were able to conduct before agreeing the deal. The regulator said the size of the deal combined with the lack of visibility on the risks involved made it "a gamble".

The report also noted that the board's investment banking advisers, led by Merrill Lynch's Matthew Greenburgh, were "largely remunerated on a success fee basis". As a result, it is "difficult" to argue that the advice they gave was independent.

Cameron, then head of RBS's investment banking division, told the regulator that he now acknowledged that the board was complacent over the risks the ABN deal entailed. "After we bought NatWest [in a hostile takeover in 1999/2000], we had lots of surprises, but almost all of them were pleasant. And I think that lulled us into a sense of complacency around that."

The report calculates that the Edinburgh-based bank's capital cushion would have been just 2% following the takeover of ABN – it is 11.3% now – and that if the new capital rules imposed internationally since the banking crisis were imposed retrospectively, RBS would have been short of capital since the end of 2004.

The FSA admits that it had expected RBS to rebuild its capital ratios over three years and not considered whether it should block the takeover.

Although the acquisition of part of ABN was identified as the single largest poor decision made by RBS, the regulator was keen to stress that there were a series of bad judgment calls at the bank, in particular from Cameron's division.

In June 2006 RBS decided to launch a big push into complex US loan structures linked to sub-prime mortgages. The board feared being left behind in this fast-growth area and asked Cameron to lead the catch-up. The timing could not have been worse.

An email, sent by Cameron's deputy Brian Crowe, set the tone: "The board has been very bullish across all the [investment banking] business in wanting to avoid the defensiveness in approach that we tend to adopt, and to be more aggressive and ambitious." Within months these would emerge as some of the most toxic financial instruments in the banking crisis.

In the meantime, however, RBS appeared to be doing well and was named North American Securitisation House of the Year.

When the market soured dramatically RBS was slow to respond, believing that the investor reaction was overdone and that the cost of hedging against further losses was too dear. Cameron told the FSA: "To hedge, you were effectively locking in a loss that might never occur ... We always seemed to be thinking: 'Oh, It's too late now – if only we'd hedged last week."

In 2008 the bank posted a pre-tax loss of £24bn – the biggest in British corporate history.



A newspaper tracked down former RBS boss Fred Goodwin
at his French hideaway. Photograph: Murdo Macleod

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